Interest Rates & Mortgage Strategies for Portland Buyers
/image What’s Going On With Rates (Without the Jargon) Mortgage rates climbed throughout 2023–2024 and have stayed between 6.5 % and 7 % during 2025. Rates fluctuate daily based on inflation, Federal Reserve policy and economic data. Although some economists predict modest declines, buyers should base decisions on their personal budget rather than trying to time the bottom. Fixed vs. Adjustable: What Makes Sense in Portland Right Now • Fixed‑Rate Mortgages: Lock your rate for
